- IFSC code
- IOBA0004120
- Branch
- Dhandari Kalan
- MICR code
- 141020012
- Address
- Indian Overseas Bank, Plot No 1209, GT Road Dhandari Kalan, Ludhiana 141014
- City
- Ludhiana
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0004120 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 004120: the Dhandari Kalan branch
To send money, add the account number, the account holder's name and IOBA0004120 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- LPC LudhianaIOBA0004081
- Saharan MajraIOBA0003775
- BaranharaIOBA0003047
- SBS Nagar LudhianaIOBA0002663
- Model Town LudhianaIOBA0002441
- RaikotIOBA0002265
- Ludhianabhadaur HouseIOBA0002069
- R O LudhianaIOBA0002013
- RishinagarIOBA0001898
- HalwaraIOBA0001727
- Baddowal Fad Baddowal CantonmentIOBA0001723
- MillerganjIOBA0001590
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0004120?
IOBA0004120 belongs to Indian Overseas Bank, Dhandari Kalan branch, Indian Overseas Bank, Plot No 1209, GT Road Dhandari Kalan, Ludhiana 141014.
What is the MICR code of Indian Overseas Bank, Dhandari Kalan?
The MICR code is 141020012. It is printed at the bottom of cheques from this branch.
Can I use IOBA0004120 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.