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IOBA0002663: Indian Overseas Bank, SBS Nagar Ludhiana

IOBA0002663 is the IFSC code of the SBS Nagar Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002663
Branch
SBS Nagar Ludhiana
MICR code
141020023
Address
SBS Nagar,Pakhowal Road,Ludhiana 141013
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002663 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002663: the SBS Nagar Ludhiana branch

To send money, add the account number, the account holder's name and IOBA0002663 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0002663?

IOBA0002663 belongs to Indian Overseas Bank, SBS Nagar Ludhiana branch, SBS Nagar,Pakhowal Road,Ludhiana 141013.

What is the MICR code of Indian Overseas Bank, SBS Nagar Ludhiana?

The MICR code is 141020023. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002663 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.