- IFSC code
- IOBA0001898
- Branch
- Rishinagar
- MICR code
- 141020013
- Address
- Sco 51,Rishi Nagar Shopping Complex,Rishi Nagar,Ludhiana,PIN 141001
- City
- Ludhiana
- State
- Punjab
- Phone
- 2301746
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0001898 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 001898: the Rishinagar branch
To send money, add the account number, the account holder's name and IOBA0001898 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- R O LudhianaIOBA0002013
- HalwaraIOBA0001727
- Ludhianabhadaur HouseIOBA0002069
- Baddowal Fad Baddowal CantonmentIOBA0001723
- MillerganjIOBA0001590
- Sunder NagarIOBA0001589
- RaikotIOBA0002265
- Ludhiana CMCIOBA0001525
- Ludhiana Rahon RoadIOBA0001477
- Arya College BRCHIOBA0001406
- Model Town LudhianaIOBA0002441
- SBS Nagar LudhianaIOBA0002663
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0001898?
IOBA0001898 belongs to Indian Overseas Bank, Rishinagar branch, Sco 51,Rishi Nagar Shopping Complex,Rishi Nagar,Ludhiana,PIN 141001.
What is the MICR code of Indian Overseas Bank, Rishinagar?
The MICR code is 141020013. It is printed at the bottom of cheques from this branch.
Can I use IOBA0001898 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.