- IFSC code
- IOBA0002265
- Branch
- Raikot
- MICR code
- 141020302
- Address
- Near Life Care Hospital Ludhiana Road Raikot PIN 141109,Dist Ludhiana
- City
- Ludhiana (district Raikot)
- State
- Punjab
- Phone
- 265011
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0002265 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 002265: the Raikot branch
To send money, add the account number, the account holder's name and IOBA0002265 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- Model Town LudhianaIOBA0002441
- Ludhianabhadaur HouseIOBA0002069
- R O LudhianaIOBA0002013
- RishinagarIOBA0001898
- SBS Nagar LudhianaIOBA0002663
- HalwaraIOBA0001727
- Baddowal Fad Baddowal CantonmentIOBA0001723
- MillerganjIOBA0001590
- Sunder NagarIOBA0001589
- Ludhiana CMCIOBA0001525
- BaranharaIOBA0003047
- Ludhiana Rahon RoadIOBA0001477
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0002265?
IOBA0002265 belongs to Indian Overseas Bank, Raikot branch, Near Life Care Hospital Ludhiana Road Raikot PIN 141109,Dist Ludhiana.
What is the MICR code of Indian Overseas Bank, Raikot?
The MICR code is 141020302. It is printed at the bottom of cheques from this branch.
Can I use IOBA0002265 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.