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IOBA0002441: Indian Overseas Bank, Model Town Ludhiana

IOBA0002441 is the IFSC code of the Model Town Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002441
Branch
Model Town Ludhiana
MICR code
141020017
Address
Sco No 6 Behind Krishna Mandir Model Town Extension Market II Ludhiana,Pincode 141002
City
Ludhiana
State
Punjab
Phone
2450282
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002441 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002441: the Model Town Ludhiana branch

To send money, add the account number, the account holder's name and IOBA0002441 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0002441?

IOBA0002441 belongs to Indian Overseas Bank, Model Town Ludhiana branch, Sco No 6 Behind Krishna Mandir Model Town Extension Market II Ludhiana,Pincode 141002.

What is the MICR code of Indian Overseas Bank, Model Town Ludhiana?

The MICR code is 141020017. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002441 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.