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SmartFigure

From paycheck to plan: know what you actually keep.

Tax & salary calculators

Compare old and new regime income tax, calculate HRA exemption and convert your CTC into monthly in-hand salary with the latest rules.

Which one do you need?

Built on the 2026-27 slabs, for salaried people. The income tax, HRA and salary calculators share the same rules, so a figure in one matches the others. The EPF and gratuity calculators are here too, since both come straight out of your payslip.

Should I choose the old tax regime or the new one?
Income Tax Calculator →
How much of my HRA is tax-free?
HRA Calculator →
What is my monthly in-hand salary from my CTC?
Salary Calculator →
How much will my provident fund be at retirement?
EPF Calculator →
How much gratuity will I get when I leave?
Gratuity Calculator →
How much GST is in this price, or should be added to it?
GST Calculator →
I am self-employed or have other income. How much advance tax is due, and when?
Advance Tax Calculator →
I am a central government employee. What could the 8th Pay Commission pay me?
8th Pay Commission Calculator →