- IFSC code
- IOBA0004081
- Branch
- LPC Ludhiana
- Address
- Fountain Chowk,College Road,Ludhiana,Punjab,PIN-141001
- City
- Ludhiana
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0004081 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 004081: the LPC Ludhiana branch
To send money, add the account number, the account holder's name and IOBA0004081 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- Dhandari KalanIOBA0004120
- Saharan MajraIOBA0003775
- BaranharaIOBA0003047
- SBS Nagar LudhianaIOBA0002663
- Model Town LudhianaIOBA0002441
- RaikotIOBA0002265
- Ludhianabhadaur HouseIOBA0002069
- R O LudhianaIOBA0002013
- RishinagarIOBA0001898
- HalwaraIOBA0001727
- Baddowal Fad Baddowal CantonmentIOBA0001723
- MillerganjIOBA0001590
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0004081?
IOBA0004081 belongs to Indian Overseas Bank, LPC Ludhiana branch, Fountain Chowk,College Road,Ludhiana,Punjab,PIN-141001.
Can I use IOBA0004081 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.