Skip to content
SmartFigure

IOBA0004081: Indian Overseas Bank, LPC Ludhiana

IOBA0004081 is the IFSC code of the LPC Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0004081
Branch
LPC Ludhiana
Address
Fountain Chowk,College Road,Ludhiana,Punjab,PIN-141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0004081 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 004081: the LPC Ludhiana branch

To send money, add the account number, the account holder's name and IOBA0004081 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0004081?

IOBA0004081 belongs to Indian Overseas Bank, LPC Ludhiana branch, Fountain Chowk,College Road,Ludhiana,Punjab,PIN-141001.

Can I use IOBA0004081 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.