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IOBA0002013: Indian Overseas Bank, R O Ludhiana

IOBA0002013 is the IFSC code of the R O Ludhiana branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002013
Branch
R O Ludhiana
Address
Post Box No 410 Door No 550 by 1,Fountain Chowk College RD Civil Lines Ludhiana PIN Code 141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002013 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002013: the R O Ludhiana branch

To send money, add the account number, the account holder's name and IOBA0002013 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0002013?

IOBA0002013 belongs to Indian Overseas Bank, R O Ludhiana branch, Post Box No 410 Door No 550 by 1,Fountain Chowk College RD Civil Lines Ludhiana PIN Code 141001.

Can I use IOBA0002013 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.