Convert any currency to INR
1.00 USD =₹96.30 INR
1 USD = ₹96.30 · ₹1 = 0.0104 USD. Reference rate for 5 October 2026; banks and money changers add a margin.
Exchange rates to INR today (5 Oct 2026)
| Currency | In rupees | Change | ₹1,000 buys |
|---|---|---|---|
| 1 USD US dollar | ₹96.30 | ▼ 0.03% | 10.38 USD |
| 1 EUR Euro | ₹107.89 | ▼ 0.22% | 9.27 EUR |
| 1 GBP British pound | ₹127.35 | ▲ 0.15% | 7.85 GBP |
| 1 AED UAE dirham | ₹26.22 | ▼ 0.03% | 38.14 AED |
| 1 SAR Saudi riyal | ₹25.68 | ▼ 0.03% | 38.94 SAR |
| 1 QAR Qatari riyal | ₹26.46 | ▼ 0.03% | 37.80 QAR |
| 1 OMR Omani rial | ₹250.45 | ▼ 0.03% | 3.99 OMR |
| 1 BHD Bahraini dinar | ₹256.11 | ▼ 0.03% | 3.90 BHD |
| 1 SGD Singapore dollar | ₹75.22 | ▼ 0.06% | 13.29 SGD |
| 1 CAD Canadian dollar | ₹67.56 | ▼ 0.12% | 14.80 CAD |
| 1 AUD Australian dollar | ₹67.03 | ▲ 0.27% | 14.92 AUD |
| 1 NZD New Zealand dollar | ₹53.84 | ▼ 0.39% | 18.57 NZD |
| 100 JPY Japanese yen | ₹60.86 | ▼ 0.38% | 1,643 JPY |
| 1 CHF Swiss franc | ₹115.88 | ▼ 0.56% | 8.63 CHF |
| 1 CNY Chinese yuan | ₹14.36 | ▼ 0.03% | 69.62 CNY |
| 1 HKD Hong Kong dollar | ₹12.27 | ▼ 0.04% | 81.49 HKD |
| 1 MYR Malaysian ringgit | ₹23.56 | ▼ 0.09% | 42.44 MYR |
| 1 THB Thai baht | ₹2.8579 | ▼ 0.33% | 349.91 THB |
A rise (▲) means the currency costs more rupees than on the previous working day: the rupee weakened against it.
Common amounts in rupees
| Currency | 100 | 1,000 | 10,000 |
|---|---|---|---|
| USD | ₹9,630 | ₹96,297 | ₹9,62,973 |
| EUR | ₹10,789 | ₹1,07,892 | ₹10,78,915 |
| GBP | ₹12,735 | ₹1,27,351 | ₹12,73,507 |
| AED | ₹2,622 | ₹26,221 | ₹2,62,212 |
| SAR | ₹2,568 | ₹25,679 | ₹2,56,793 |
| QAR | ₹2,646 | ₹26,455 | ₹2,64,553 |
| OMR | ₹25,045 | ₹2,50,448 | ₹25,04,481 |
| BHD | ₹25,611 | ₹2,56,110 | ₹25,61,099 |
| SGD | ₹7,522 | ₹75,217 | ₹7,52,172 |
| CAD | ₹6,756 | ₹67,563 | ₹6,75,631 |
| AUD | ₹6,703 | ₹67,026 | ₹6,70,258 |
| NZD | ₹5,384 | ₹53,843 | ₹5,38,434 |
| JPY | ₹61 | ₹609 | ₹6,086 |
| CHF | ₹11,588 | ₹1,15,875 | ₹11,58,753 |
| CNY | ₹1,436 | ₹14,363 | ₹1,43,629 |
| HKD | ₹1,227 | ₹12,271 | ₹1,22,709 |
| MYR | ₹2,356 | ₹23,562 | ₹2,35,617 |
| THB | ₹286 | ₹2,858 | ₹28,579 |
How these rates are worked out
Every working day the European Central Bank publishes reference rates for about 30 currencies against the euro, including the rupee. Dividing the rupees per euro by another currency per euro gives that currency in rupees: on 5 October 2026 the ECB had 1 euro at₹107.89 and 1 dollar at ₹96.30.
The Gulf currencies are not in that list, but each is fixed to the US dollar by its central bank, so they follow the dollar exactly:
- UAE dirham: 3.6725 AED per US dollar (Central Bank of the UAE), so 1 AED = ₹26.22
- Saudi riyal: 3.75 SAR per US dollar (Saudi Central Bank), so 1 SAR = ₹25.68
- Qatari riyal: 3.64 QAR per US dollar (Qatar Central Bank), so 1 QAR = ₹26.46
- Omani rial: 0.3845 OMR per US dollar (Central Bank of Oman), so 1 OMR = ₹250.45
- Bahraini dinar: 0.376 BHD per US dollar (Central Bank of Bahrain), so 1 BHD = ₹256.11
The RBI’s own benchmark is the FBIL reference rate, set at about 1:30 pm each working day for the dollar, euro, pound and yen. It is usually within a few paise of the rates here, which are set a few hours later.
What sending or spending money abroad really costs
The reference rate is the fair midpoint. What you pay depends on how you convert:
- Bank wire or remittance service: a margin of about 1% to 3% on the rate, a transfer fee, and GST on the currency conversion.
- Debit or credit card abroad or on foreign websites: a 2% to 3.5% foreign currency markup plus 18% GST on it, unless your card waives it.
- Forex card: the rate is locked in when you load the card, usually with a smaller margin than a card swipe.
- Cash: the widest gap between buying and selling rates, especially at airports.
- TCS: above ₹10 lakh a year under the Liberalised Remittance Scheme, 20% (2% for education or medical treatment); 2% on overseas tour packages. It is adjusted against your income tax when you file.
On a US$1,000 payment at ₹96.30, every 1% of margin costs about ₹963.
Frequently asked questions
Where do these exchange rates come from?
From the euro reference rates the European Central Bank publishes every working day. The rupee rate for each currency is worked out from them (rupees per euro divided by the currency per euro). The Gulf currencies are fixed to the US dollar by their central banks, so they are worked out from the dollar rate at the official peg.
Is this the rate I will get at the bank?
No. It is a mid-market rate. Banks, cards and money changers add a margin of roughly 1% to 3.5%, more for cash, and some add fees and GST. Use this rate to see how much margin you are being charged.
Why is the dirham always about the dollar rate divided by 3.67?
The UAE dirham has been pegged at 3.6725 to the US dollar since 1997, so 1 AED is the dollar rate ÷ 3.6725: today ₹96.30 ÷ 3.6725 = ₹26.22. The Saudi riyal (3.75), Qatari riyal (3.64), Omani rial (0.3845 per dollar) and Bahraini dinar (0.376 per dollar) work the same way.
How much money can I send abroad from India?
Up to US$2,50,000 per person per financial year under the RBI’s Liberalised Remittance Scheme, for education, travel, gifts, investment and other permitted purposes. Above ₹10 lakh a year, banks collect TCS: 20% for most purposes and 2% for education or medical treatment. Overseas tour packages attract 2% from the first rupee.
When are the rates updated?
Once every working day, in the evening India time, after the ECB publishes at 4 pm Frankfurt time. On weekends and European holidays the last working day’s rate stays.
Sources
- European Central Bank – euro foreign exchange reference rates
- Reserve Bank of India – Liberalised Remittance Scheme FAQs
- FBIL – the official rupee reference rate
Last checked on 5 October 2026. Reference rates are for information only; the rate you get from a bank, card or money changer includes its margin.