Disclaimer
Last updated: 20 September 2026
Information, not advice
Everything on SmartFigure — the calculators, the mutual fund pages, the interest rate tables, the articles — is general information and education. None of it is financial, investment, tax or legal advice, an offer, or a recommendation to buy, sell or hold anything. It takes no account of your income, goals, tax position or appetite for risk, because we know none of those things.
What we are not
SmartFigure is not registered with SEBI as an investment adviser or as a research analyst, and is not an AMFI-registered mutual fund distributor. We do not sell financial products, we take no commission on any scheme shown here, and we never handle your money — there is nothing on this site that buys, sells or redeems anything. For advice about your own situation, speak to a SEBI-registered investment adviser, a chartered accountant or another qualified professional.
Where the mutual fund figures come from
Net asset values come from AMFI, which publishes the NAV of every scheme each business day; we import them every evening, so a NAV shown here is the last one published and not a live price. Returns, rankings, volatility and drawdowns are our own arithmetic on that published NAV history. What a fund holds comes from the monthly portfolio the fund house itself publishes, as SEBI requires — it is a snapshot of one date, it is usually published up to ten days after the month ends, and we have it for only some fund houses so far. Expense ratios, fund size, minimum investments and fund manager names come from a third-party feed and are not an official AMFI disclosure.
We check what we publish, but we cannot guarantee that every figure is accurate, complete or current. Before acting on any number, confirm it with the fund house's own scheme document, factsheet or disclosure.
Rankings and "top" lists
Where we rank funds or show the strongest records, that ordering is arithmetic on past returns and nothing more. It is not a recommendation, a rating or a view on any fund's prospects. A fund that returned more usually took more risk to do it, and the fund at the top of a five-year table is often the one whose corner of the market happened to do well over those five years.
Past performance
Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not indicate or guarantee future returns, and the value of an investment can fall as well as rise.
Calculator results are estimates
Calculator results follow standard formulas applied to the numbers you enter, and they assume things real life does not — a constant rate of return, no charges, no change in tax rules. Your actual outcome will differ, and for market-linked products it can be lower than shown, or negative. Figures may also differ from what a bank, fund house or tax authority calculates, whose own workings prevail.
Rates and rules change
Interest rates, tax rules, scheme limits and holiday calendars are set by banks, the Government of India and the regulators, and they change. We review them on a schedule and show when each was last checked, but please confirm current figures with the official source or your own institution before making a decision.
Trade marks
Fund house names and logos belong to their owners and are used only to identify the schemes those houses run. Their presence here is not an endorsement, an affiliation or a partnership.
Advertising and referral links
Where the site shows advertisements or referral links, we may earn a fee. That never affects a calculator result, a ranking or the data on a fund page, and it is not an endorsement of any product.
Your decisions are your own
To the fullest extent permitted by law, SmartFigure accepts no liability for any loss arising from the use of, or reliance on, anything published here. See our terms of use.