- IFSC code
- IOBA0003047
- Branch
- Baranhara
- MICR code
- 141020028
- Address
- 191,Golden Avenue,Baranhara Humbran Road,Ludhiana 141008
- City
- Ludhiana
- State
- Punjab
- Phone
- +914428584896
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0003047 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 003047: the Baranhara branch
To send money, add the account number, the account holder's name and IOBA0003047 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ludhiana
- SBS Nagar LudhianaIOBA0002663
- Model Town LudhianaIOBA0002441
- Saharan MajraIOBA0003775
- RaikotIOBA0002265
- Ludhianabhadaur HouseIOBA0002069
- R O LudhianaIOBA0002013
- LPC LudhianaIOBA0004081
- Dhandari KalanIOBA0004120
- RishinagarIOBA0001898
- HalwaraIOBA0001727
- Baddowal Fad Baddowal CantonmentIOBA0001723
- MillerganjIOBA0001590
All Indian Overseas Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is IOBA0003047?
IOBA0003047 belongs to Indian Overseas Bank, Baranhara branch, 191,Golden Avenue,Baranhara Humbran Road,Ludhiana 141008.
What is the MICR code of Indian Overseas Bank, Baranhara?
The MICR code is 141020028. It is printed at the bottom of cheques from this branch.
Can I use IOBA0003047 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.