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IOBA0002069: Indian Overseas Bank, Ludhianabhadaur House

IOBA0002069 is the IFSC code of the Ludhianabhadaur House branch of Indian Overseas Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0002069
Branch
Ludhianabhadaur House
MICR code
141020014
Address
1391, Bhadaur House, DR Zail Singh Market, Ludhiana PIN 141008
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0002069 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 002069: the Ludhianabhadaur House branch

To send money, add the account number, the account holder's name and IOBA0002069 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ludhiana

All Indian Overseas Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is IOBA0002069?

IOBA0002069 belongs to Indian Overseas Bank, Ludhianabhadaur House branch, 1391, Bhadaur House, DR Zail Singh Market, Ludhiana PIN 141008.

What is the MICR code of Indian Overseas Bank, Ludhianabhadaur House?

The MICR code is 141020014. It is printed at the bottom of cheques from this branch.

Can I use IOBA0002069 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.