About us

SmartFigure is a free reference for everyday money in India. It puts the figures you usually have to hunt for across a dozen official websites in one place, keeps them current, and gives you simple tools to act on them. No sign-up, no sales calls, no jargon. Know the figure, then own the decision.

What you will find here

• Mutual funds: today’s NAV and returns for every scheme, by category and fund house, with a side-by-side compare.
• Interest rates: post office and small savings rates, bank FD rates and the RBI repo rate, each with the date it was last checked.
• Banking: the IFSC and MICR code of every bank branch, and the bank and stock market holiday calendars for every state.
• Business and paperwork tools: GST invoices, quotations, salary slips, rent receipts and an HSN code and GST rate finder, made in your browser and downloaded as PDFs.
• Calculators: for the decisions in between, from a SIP or a home loan to income tax and post office schemes.
• Guides: plain-English articles on rules that change, such as tax regimes, pay commissions and new charges.

Where the figures come from

Every figure on the site traces back to the body that publishes it: small savings rates to the Ministry of Finance, the repo rate and bank holidays to the Reserve Bank of India, branch codes to RBI data, mutual fund NAVs to those the fund houses publish through AMFI, GST rates to the CBIC notifications, and EPF rates to EPFO. Pages that depend on them say when they were last checked, and when a figure changes, every page that uses it changes the same day.

How we work

• Sources on the page. Each page lists the official sources behind it, so you can check anything for yourself.
• Tested calculations. The code behind every calculation and document is covered by automated tests that check it against published reference values.
• Private by design. Calculators and document tools run in your browser. What you type into them, including names, PAN or GSTIN, is not sent to us. See the privacy policy.
• No hard sell. We do not rank products for a fee, and nothing here is a recommendation to buy.

What we are not

SmartFigure is not a bank, broker, SEBI-registered investment adviser or AMFI-registered distributor, and we never handle your money. The site is for information and planning; for decisions about your own situation, consult a SEBI-registered adviser or a qualified tax professional. Read our full disclaimer.

How the site is funded

The site is free to use. It may carry advertising and clearly marked referral links in future; neither will ever change a figure, a result or the order in which anything is shown.

Found something wrong?

If a rate, a rule or a result looks wrong or out of date, please tell us. We check every report against the official source and correct the page.