Terms of use

Last updated: 19 September 2026

By accessing or using SmartFigure, you agree to these terms. If you do not agree, please do not use the site.

Use of the calculators

The calculators and articles are provided free of charge for general information and personal, non-commercial use. Results are estimates based on the inputs you provide and on simplifying assumptions, and they may differ from the figures a bank, fund house or tax authority calculates.

No advice

Nothing on this website is financial, investment, tax or legal advice, or an offer or recommendation to buy or sell any financial product. See our disclaimer.

Accuracy

We work hard to keep formulas and rates correct and up to date, but we do not guarantee that the site is free of errors or always available. Please verify important figures with the relevant institution before acting on them.

Limitation of liability

To the fullest extent permitted by law, SmartFigure is not liable for any loss or damage arising from the use of, or reliance on, this website or its results.

Intellectual property

The content, design and code of this website belong to SmartFigure. You may link to any page and share results, but you may not copy or republish the content without permission.

Third-party links

The site contains links to other websites, including advertising and referral links. We do not control and are not responsible for their content or services.

Governing law

These terms are governed by the laws of India.

Changes

We may revise these terms at any time. Continued use of the site means you accept the current version.