Credit Risk Funds

Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.

Funds

13

Average 1Y

8.9%

Average 3Y (p.a.)

9.9%

Average 5Y (p.a.)

8.6%

All credit risk funds by returns

Credit Risk Funds with NAV and returns

Fund	Fund house	NAV	1Y	3Y	5Y	Expense	Fund size
DSP Credit Risk Fund	DSP Mutual Fund	₹60.89	11.2%	16.8%	13.4%	0.46%	₹310 Cr
Aditya Birla Sun Life Credit Risk Fund	Aditya Birla Sun Life Mutual Fund	₹28.15	12.6%	13.1%	10.9%	0.67%	₹1,600 Cr
HSBC Credit Risk Fund	HSBC Mutual Fund	₹37.8	6.6%	11.7%	–	0.97%	₹457 Cr
Bank of India Credit Risk Fund	Bank of India Mutual Fund	₹14.89	17.9%	10.1%	9%	0.51%	₹69 Cr
Invesco India Credit Risk Fund	Invesco Mutual Fund	₹2,351.22	7.9%	9.6%	8.4%	0.24%	₹167 Cr
ICICI Prudential Credit Risk Fund	ICICI Prudential Mutual Fund	₹38.73	8.3%	9.1%	8%	0.77%	₹6,333 Cr
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)	Nippon India Mutual Fund	₹42.37	7.9%	8.9%	7.9%	0.61%	₹1,574 Cr
Axis Credit Risk Fund	Axis Mutual Fund	₹26.45	8.4%	8.8%	7.7%	0.82%	₹395 Cr
Kotak Credit Risk Fund	Kotak Mahindra Mutual Fund	₹36.34	7.4%	8.6%	6.7%	0.81%	₹773 Cr
SBI Credit Risk Fund	SBI Mutual Fund	₹54.21	8.2%	8.6%	7.7%	0.91%	₹2,186 Cr
HDFC Credit Risk Fund	HDFC Mutual Fund	₹28.36	7.3%	8.2%	7.1%	1.01%	₹7,666 Cr
UTI - Credit Risk Fund.	UTI Mutual Fund	₹20.88	6.6%	7.8%	10.2%	1.04%	₹249 Cr
Bandhan Credit Risk Fund	Bandhan Mutual Fund	₹19.08	5.9%	7.2%	6.3%	0.67%	₹227 Cr

Direct plan, Growth option where available. 3Y and 5Y returns are annualised. Past performance does not guarantee future returns.

NAVs as of 20 September 2026. Source: AMFI.