About Bandhan Credit Risk Fund
Bandhan Credit Risk Fund is a credit risk fund managed by Bandhan Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.
The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
The scheme's stated objective, as published by Bandhan Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹19.0762 | 140603 |
| Direct | Annual IDCW | ₹10.6037 | 140610 |
| Direct | Half Yearly IDCW | ₹10.4485 | 140605 |
| Direct | Periodic IDCW | ₹14.2189 | 140606 |
| Direct | Quarterly IDCW | ₹10.8682 | 140604 |
| Regular | Growth | ₹17.3607 | 140609 |
| Regular | Annual IDCW | ₹10.4832 | 140608 |
| Regular | Half Yearly IDCW | ₹10.4308 | 140611 |
| Regular | Periodic IDCW | ₹13.4814 | 140612 |
| Regular | Quarterly IDCW | ₹10.6396 | 140607 |
Frequently asked questions
What is the NAV of Bandhan Credit Risk Fund today?
The NAV of Bandhan Credit Risk Fund (Direct plan, Growth) is ₹19.0762 and the Regular plan NAV is ₹17.3607, as of 18 Sept 2026.
What returns has Bandhan Credit Risk Fund given?
Over the last year the Direct plan returned 5.86%, and 7.24% a year over 3 years and 6.32% a year over 5 years. That places it 13 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of Bandhan Credit Risk Fund?
The Direct plan charges 0.67% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Bandhan Credit Risk Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.
How much has Bandhan Credit Risk Fund fallen in the past?
Its deepest fall was 2.6% from 6 Mar 2020 to 23 Mar 2020. Of every one-year stretch in its history, 100% ended in a gain.
Which category does Bandhan Credit Risk Fund belong to?
It is a Credit Risk Fund from Bandhan Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Bandhan Credit Risk Fund taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.