About Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) is a credit risk fund managed by Nippon India Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.
The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.
The scheme's stated objective, as published by Nippon India Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth Option | ₹42.7161 | 118780 |
| Direct | IDCW Option | ₹23.1274 | 132873 |
| Direct | QUARTERLY IDCW Option | ₹13.7095 | 118781 |
| Regular | Growth option | ₹38.4106 | 112938 |
| Regular | Institutional Plan-Growth Option | ₹40.4688 | 112939 |
| Regular | IDCW Option | ₹21.0694 | 132871 |
| Regular | QUARTERLY IDCW Option | ₹13.0916 | 112941 |
Frequently asked questions
What is the NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) today?
The NAV of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) (Direct plan, Growth) is ₹42.7161 and the Regular plan NAV is ₹38.4106, as of 13 Nov 2026.
What returns has Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) given?
Over the last year the Direct plan returned 7.24%, and 8.81% a year over 3 years and 7.86% a year over 5 years. That places it 6 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
The Direct plan charges 0.61% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹500 or more.
How much has Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) fallen in the past?
Its deepest fall was 13.8% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 89% ended in a gain.
Which category does Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) belong to?
It is a Credit Risk Fund from Nippon India Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) taxed?
Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.