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Invesco Mutual Fund

Invesco India Credit Risk Fund

Invesco Mutual Fund · Direct plan · Growth

3-year returns
9.6%
a year
NAV
₹2,351.22
▲ 0.01% · 18 Sept 2026
Fund size
₹167 Cr
Expense ratio
0.24%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹2,082.77 and has returned 8.32% a year over 3 years.

Returns, and where it stands

Against the average credit risk fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year7.9%8.9%behind8 of 13
3 years9.6%9.9%behind5 of 13
5 years8.4%8.6%behind5 of 12
10 years6.6%6.9%behind9 of 11
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.1%0%
3 months1.5%1.2%
6 months4.7%4.1%
1 year7.9%6.6%
2 yearsp.a.9.3%8%
3 yearsp.a.9.6%8.3%
5 yearsp.a.8.4%7.1%
7 yearsp.a.8.1%6.8%
10 yearsp.a.6.6%5.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 7.86% in the last 1Y

2,1822,2682,35418 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹25,949
XIRR (per year)
8.97%
Value today
₹2,05,949

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
1.8% a year
0.7% less than the category average — the steadier side
Worst fall so far
−8%
Jan 2019 to Jun 2019, against −10.2% for the category.
Years that made money
89%
Of every one-year stretch it has been through.
Over any three years
2.4% to 10.8%
A year, at worst and at best. Typically 6.2%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
4 Sept 2014
Expense ratio
0.24%
as of 31 Jul 2026

Managed by Krishna Cheemalapati, Vikas Garg

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Invesco India Credit Risk Fund against other funds in the Credit Risk Fund category
Fund1Y3Y5YExpenseFund size
DSP Credit Risk Fund11.18%16.79%13.36%0.46%₹310 Cr
Aditya Birla Sun Life Credit Risk Fund12.56%13.09%10.88%0.67%₹1,600 Cr
HSBC Credit Risk Fund6.56%11.73%0.97%₹457 Cr
Bank of India Credit Risk Fund17.89%10.09%8.96%0.51%₹69 Cr
Invesco India Credit Risk Fund7.87%9.56%8.39%0.24%₹167 Cr
ICICI Prudential Credit Risk Fund8.26%9.11%8.02%0.77%₹6,333 Cr
Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1)7.91%8.91%7.89%0.61%₹1,574 Cr

About Invesco India Credit Risk Fund

Invesco India Credit Risk Fund is a credit risk fund managed by Invesco Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.

To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.

The scheme's stated objective, as published by Invesco Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹2,351.2187130722
DirectDiscretionary IDCW₹2,368.7661130725
DirectMonthly IDCW₹1,178.6574130724
RegularGrowth₹2,082.7655130721
RegularDiscretionary IDCW₹2,082.1118130726
RegularMonthly IDCW₹1,190.6092130723

Frequently asked questions

What is the NAV of Invesco India Credit Risk Fund today?

The NAV of Invesco India Credit Risk Fund (Direct plan, Growth) is ₹2,351.2187 and the Regular plan NAV is ₹2,082.7655, as of 18 Sept 2026.

What returns has Invesco India Credit Risk Fund given?

Over the last year the Direct plan returned 7.87%, and 9.56% a year over 3 years and 8.39% a year over 5 years. That places it 5 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Invesco India Credit Risk Fund?

The Direct plan charges 0.24% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Invesco India Credit Risk Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹1,000 or more.

How much has Invesco India Credit Risk Fund fallen in the past?

Its deepest fall was 8% from 15 Jan 2019 to 12 Jun 2019. Of every one-year stretch in its history, 89% ended in a gain.

Which category does Invesco India Credit Risk Fund belong to?

It is a Credit Risk Fund from Invesco Mutual Fund. Invest at least 65% in corporate bonds rated below the highest grade, aiming for higher interest in exchange for higher default risk.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Invesco India Credit Risk Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.