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IOBA0000824: Indian Overseas Bank, R O Ernakulam

IOBA0000824 is the IFSC code of the R O Ernakulam branch of Indian Overseas Bank in Ernakulam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000824
Branch
R O Ernakulam
Address
Post Box No 2384 Door No Nil,Vettukattil Buildings,Jos Junction,MGRD,Ernakulam,Kochi 682016
City
Ernakulam (district Kochi)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000824 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000824: the R O Ernakulam branch

To send money, add the account number, the account holder's name and IOBA0000824 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ernakulam

All Indian Overseas Bank branches in Ernakulam

Other banks in Ernakulam

Frequently asked questions

Which bank and branch is IOBA0000824?

IOBA0000824 belongs to Indian Overseas Bank, R O Ernakulam branch, Post Box No 2384 Door No Nil,Vettukattil Buildings,Jos Junction,MGRD,Ernakulam,Kochi 682016.

Can I use IOBA0000824 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.