- IFSC code
- IOBA0000019
- Branch
- Kochi
- MICR code
- 682020005
- Address
- Vi 1147 Kottukulam Road Kochi PIN 682002
- City
- Ernakulam (district Kochi)
- State
- Kerala
- Phone
- +914842229548
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000019 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000019: the Kochi branch
To send money, add the account number, the account holder's name and IOBA0000019 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ernakulam
- ErnakulamIOBA0000024
- PerambavoorIOBA0000069
- Cochin Willingdon IslandIOBA0000102
- KumbanadIOBA0000436
- Udyogamandal IndlIOBA0000439
- AlwayeIOBA0000664
- R O ErnakulamIOBA0000824
- PuthucodeIOBA0001272
- EdapallyIOBA0001496
- TripunithuraIOBA0001575
- KaloorIOBA0001613
- KochikakkanadIOBA0001660
All Indian Overseas Bank branches in Ernakulam
Other banks in Ernakulam
- State Bank of India
- Federal Bank
- Union Bank of India
- Canara Bank
- South Indian Bank
- HDFC Bank
- Kerala State Co-operative Bank
- Catholic Syrian Bank
Frequently asked questions
Which bank and branch is IOBA0000019?
IOBA0000019 belongs to Indian Overseas Bank, Kochi branch, Vi 1147 Kottukulam Road Kochi PIN 682002.
What is the MICR code of Indian Overseas Bank, Kochi?
The MICR code is 682020005. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000019 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.