- IFSC code
- IOBA0000439
- Branch
- Udyogamandal Indl
- MICR code
- 682020007
- Address
- 111 by 3111a Factory Road,Udyogamandal,PIN 683501
- City
- Ernakulam (district Eloor)
- State
- Kerala
- Phone
- 2545873
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What IOBA0000439 means
- IOBA: the bank, Indian Overseas Bank
- 0: always zero, kept for future use
- 000439: the Udyogamandal Indl branch
To send money, add the account number, the account holder's name and IOBA0000439 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Indian Overseas Bank branches in Ernakulam
- KumbanadIOBA0000436
- AlwayeIOBA0000664
- Cochin Willingdon IslandIOBA0000102
- PerambavoorIOBA0000069
- R O ErnakulamIOBA0000824
- ErnakulamIOBA0000024
- KochiIOBA0000019
- PuthucodeIOBA0001272
- EdapallyIOBA0001496
- TripunithuraIOBA0001575
- KaloorIOBA0001613
- KochikakkanadIOBA0001660
All Indian Overseas Bank branches in Ernakulam
Other banks in Ernakulam
- State Bank of India
- Federal Bank
- Union Bank of India
- Canara Bank
- South Indian Bank
- HDFC Bank
- Kerala State Co-operative Bank
- Catholic Syrian Bank
Frequently asked questions
Which bank and branch is IOBA0000439?
IOBA0000439 belongs to Indian Overseas Bank, Udyogamandal Indl branch, 111 by 3111a Factory Road,Udyogamandal,PIN 683501.
What is the MICR code of Indian Overseas Bank, Udyogamandal Indl?
The MICR code is 682020007. It is printed at the bottom of cheques from this branch.
Can I use IOBA0000439 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.