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IOBA0000102: Indian Overseas Bank, Cochin Willingdon Island

IOBA0000102 is the IFSC code of the Cochin Willingdon Island branch of Indian Overseas Bank in Ernakulam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
IOBA0000102
Branch
Cochin Willingdon Island
MICR code
682020003
Address
Xxiv by 1557, Handicraft Building, Indira Gandhi Main Road, Willingdon Island, Kochi PIN 682003
City
Ernakulam (district Kochi)
State
Kerala
Phone
2667812
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What IOBA0000102 means

  • IOBA: the bank, Indian Overseas Bank
  • 0: always zero, kept for future use
  • 000102: the Cochin Willingdon Island branch

To send money, add the account number, the account holder's name and IOBA0000102 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Indian Overseas Bank branches in Ernakulam

All Indian Overseas Bank branches in Ernakulam

Other banks in Ernakulam

Frequently asked questions

Which bank and branch is IOBA0000102?

IOBA0000102 belongs to Indian Overseas Bank, Cochin Willingdon Island branch, Xxiv by 1557, Handicraft Building, Indira Gandhi Main Road, Willingdon Island, Kochi PIN 682003.

What is the MICR code of Indian Overseas Bank, Cochin Willingdon Island?

The MICR code is 682020003. It is printed at the bottom of cheques from this branch.

Can I use IOBA0000102 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.