- IFSC code
- ESMF0001396
- Branch
- Vandithavalam
- MICR code
- 678760807
- Address
- First Floor,Pakkam Complex,Pollachi Main Road,Vandithavalam,Palakkad,Kerala,678534
- City
- Palakkad (district Vandithavalam)
- State
- Kerala
- Phone
- +918589901126
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001396 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001396: the Vandithavalam branch
To send money, add the account number, the account holder's name and ESMF0001396 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- Alanallur IESMF0001398
- ThachanattukaraESMF0001399
- Vandazhi IESMF0001390
- VadakarapathiESMF0001389
- PuthunagaramESMF0001388
- KoduvayurESMF0001387
- Elapully IESMF0001386
- Kongad IESMF0001385
- NemmaraESMF0001407
- Mangalam DamESMF0001384
- PalakkadESMF0001413
- CherpulacherryESMF0001295
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001396?
ESMF0001396 belongs to ESAF Small Finance Bank, Vandithavalam branch, First Floor,Pakkam Complex,Pollachi Main Road,Vandithavalam,Palakkad,Kerala,678534.
What is the MICR code of ESAF Small Finance Bank, Vandithavalam?
The MICR code is 678760807. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001396 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.