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ESMF0001389: ESAF Small Finance Bank, Vadakarapathi

ESMF0001389 is the IFSC code of the Vadakarapathi branch of ESAF Small Finance Bank in Palakkad, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001389
Branch
Vadakarapathi
MICR code
678760009
Address
Emalda Store Vargeeis Maligai Buildings,Coimbatore Road,Velanthavalam
City
Palakkad (district Vadakarapathi)
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001389 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001389: the Vadakarapathi branch

To send money, add the account number, the account holder's name and ESMF0001389 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Palakkad

All ESAF Small Finance Bank branches in Palakkad

Other banks in Palakkad

Frequently asked questions

Which bank and branch is ESMF0001389?

ESMF0001389 belongs to ESAF Small Finance Bank, Vadakarapathi branch, Emalda Store Vargeeis Maligai Buildings,Coimbatore Road,Velanthavalam.

What is the MICR code of ESAF Small Finance Bank, Vadakarapathi?

The MICR code is 678760009. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001389 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.