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ESAF Small Finance Bank IFSC codes

ESAF Small Finance Bank has 836 branches in RBI's IFSC list, in 352 cities and towns across 25 states and union territories; the most are in Kerala. Every ESAF Small Finance Bank IFSC code starts with ESMF0. Choose a state to find your branch.

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Where ESAF Small Finance Bank has branches

Kerala (337, 40%), Tamil Nadu (103, 12%), Maharashtra (76, 9.1%), Madhya Pradesh (72, 8.6%), Karnataka (40, 4.8%) have the most branches. The city with the most branches is Palakkad, Kerala, with 67.

What its branches are set up for

  • NEFT: 836 of 836 branches (all)
  • RTGS, for ₹2 lakh or more: 835 branches (over 99%)
  • IMPS: 836 branches (all)
  • MICR code, used for cheque clearing: 609 branches (73%)
  • SWIFT code, for money from abroad: none of its branches has one listed. Ask the bank which branch handles foreign remittances.

Counted from the 836 ESAF Small Finance Bank branches in RBI's list, as of 3 November 2026.

Frequently asked questions

How do I find the IFSC code of my ESAF Small Finance Bank branch?

Choose your state and city below, or search by branch name. The IFSC is also printed on your ESAF Small Finance Bank cheque book and passbook.

Do all ESAF Small Finance Bank branches support RTGS?

No. 835 of its 836 branches are listed as RTGS-enabled. Check the branch page before sending ₹2 lakh or more.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.