- IFSC code
- ESMF0001385
- Branch
- Kongad I
- MICR code
- 678760808
- Address
- Nandanam Arcade,Near KPRP Higher Secondary School,Kongad P O
- City
- Palakkad (district Kongad I)
- State
- Kerala
- Phone
- +918589976934
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001385 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001385: the Kongad I branch
To send money, add the account number, the account holder's name and ESMF0001385 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- Mangalam DamESMF0001384
- Elapully IESMF0001386
- KoduvayurESMF0001387
- PuthunagaramESMF0001388
- VadakarapathiESMF0001389
- Vandazhi IESMF0001390
- VandithavalamESMF0001396
- Alanallur IESMF0001398
- ThachanattukaraESMF0001399
- NemmaraESMF0001407
- PalakkadESMF0001413
- CherpulacherryESMF0001295
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001385?
ESMF0001385 belongs to ESAF Small Finance Bank, Kongad I branch, Nandanam Arcade,Near KPRP Higher Secondary School,Kongad P O.
What is the MICR code of ESAF Small Finance Bank, Kongad I?
The MICR code is 678760808. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001385 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.