- IFSC code
- ESMF0001385
- Branch
- Kongad I
- MICR code
- 678760808
- Address
- Nandanam Arcade,Near KPRP Higher Secondary School,Kongad P O
- City
- Palakkad (district Kongad I)
- State
- Kerala
- Phone
- +918589976934
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001385 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001385: the Kongad I branch
To send money, add the account number, the account holder's name and ESMF0001385 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Palakkad
- Mangalam DamESMF0001384
- Elapully IESMF0001386
- KoduvayurESMF0001387
- PuthunagaramESMF0001388
- VadakarapathiESMF0001389
- Vandazhi IESMF0001390
- VandithavalamESMF0001396
- Alanallur IESMF0001398
- ThachanattukaraESMF0001399
- NemmaraESMF0001407
- PalakkadESMF0001413
- CherpulacherryESMF0001295
All ESAF Small Finance Bank branches in Palakkad
Other banks in Palakkad
- State Bank of India
- Canara Bank
- Kerala State Co-operative Bank
- South Indian Bank
- Federal Bank
- Union Bank of India
- Kerala Gramin Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001385?
ESMF0001385 belongs to ESAF Small Finance Bank, Kongad I branch, Nandanam Arcade,Near KPRP Higher Secondary School,Kongad P O.
What is the MICR code of ESAF Small Finance Bank, Kongad I?
The MICR code is 678760808. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001385 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.