- IFSC code
- ESMF0001354
- Branch
- Vaikom
- MICR code
- 686760602
- Address
- Elamabasseril Building,Ist Floor,Valiyakavala,North Gate,Vaikom Town P O,Kottayam 686141
- City
- Kottayam (district Vaikom)
- State
- Kerala
- Phone
- +918589908290
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001354 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001354: the Vaikom branch
To send money, add the account number, the account holder's name and ESMF0001354 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Kottayam
- PampadiESMF0001409
- ChanganasseryESMF0001234
- ChanganasseryESMF0001186
- EttumanoorESMF0001182
- KuruvilangadESMF0001174
- ManarcadESMF0001164
- KanjirappallyESMF0001158
- UzhavoorESMF0001145
- Chengalam EastESMF0001138
- KottayamESMF0001132
- PalaESMF0001105
- KarukachalESMF0001809
All ESAF Small Finance Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001354?
ESMF0001354 belongs to ESAF Small Finance Bank, Vaikom branch, Elamabasseril Building,Ist Floor,Valiyakavala,North Gate,Vaikom Town P O,Kottayam 686141.
What is the MICR code of ESAF Small Finance Bank, Vaikom?
The MICR code is 686760602. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001354 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.