- IFSC code
- ESMF0001809
- Branch
- Karukachal
- Address
- Building No 105/D,Changanacherry - Vazhoor Road,Near NSS Kunction,Karukachal,Kottayam-Dist,Kerala-686542
- City
- Kottayam
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001809 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001809: the Karukachal branch
To send money, add the account number, the account holder's name and ESMF0001809 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Kottayam
- ChingavanamESMF0001810
- ErattupettaESMF0001823
- PampadiESMF0001409
- VaikomESMF0001354
- ChanganasseryESMF0001234
- ChanganasseryESMF0001186
- EttumanoorESMF0001182
- KuruvilangadESMF0001174
- ManarcadESMF0001164
- KanjirappallyESMF0001158
- UzhavoorESMF0001145
- Chengalam EastESMF0001138
All ESAF Small Finance Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001809?
ESMF0001809 belongs to ESAF Small Finance Bank, Karukachal branch, Building No 105/D,Changanacherry - Vazhoor Road,Near NSS Kunction,Karukachal,Kottayam-Dist,Kerala-686542.
Can I use ESMF0001809 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.