- IFSC code
- ESMF0001809
- Branch
- Karukachal
- Address
- Building No 105/D,Changanacherry - Vazhoor Road,Near NSS Kunction,Karukachal,Kottayam-Dist,Kerala-686542
- City
- Kottayam
- State
- Kerala
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001809 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001809: the Karukachal branch
To send money, add the account number, the account holder's name and ESMF0001809 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Kottayam
- ChingavanamESMF0001810
- ErattupettaESMF0001823
- PampadiESMF0001409
- VaikomESMF0001354
- ChanganasseryESMF0001234
- ChanganasseryESMF0001186
- EttumanoorESMF0001182
- KuruvilangadESMF0001174
- ManarcadESMF0001164
- KanjirappallyESMF0001158
- UzhavoorESMF0001145
- Chengalam EastESMF0001138
All ESAF Small Finance Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001809?
ESMF0001809 belongs to ESAF Small Finance Bank, Karukachal branch, Building No 105/D,Changanacherry - Vazhoor Road,Near NSS Kunction,Karukachal,Kottayam-Dist,Kerala-686542.
Can I use ESMF0001809 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.