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ESMF0001132: ESAF Small Finance Bank, Kottayam

ESMF0001132 is the IFSC code of the Kottayam branch of ESAF Small Finance Bank in Kottayam, Kerala. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
ESMF0001132
Branch
Kottayam
MICR code
686760002
Address
Adithya Commerical Arcade,Ground and First Floor, No Xvi/118b, 118h, MC Road, Kottayam Kottayam District PIN 686001
City
Kottayam
State
Kerala
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What ESMF0001132 means

  • ESMF: the bank, ESAF Small Finance Bank
  • 0: always zero, kept for future use
  • 001132: the Kottayam branch

To send money, add the account number, the account holder's name and ESMF0001132 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other ESAF Small Finance Bank branches in Kottayam

All ESAF Small Finance Bank branches in Kottayam

Other banks in Kottayam

Frequently asked questions

Which bank and branch is ESMF0001132?

ESMF0001132 belongs to ESAF Small Finance Bank, Kottayam branch, Adithya Commerical Arcade,Ground and First Floor, No Xvi/118b, 118h, MC Road, Kottayam Kottayam District PIN 686001.

What is the MICR code of ESAF Small Finance Bank, Kottayam?

The MICR code is 686760002. It is printed at the bottom of cheques from this branch.

Can I use ESMF0001132 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.