- IFSC code
- ESMF0001186
- Branch
- Changanassery
- MICR code
- 686760052
- Address
- 15 139 A,Sweety Building,Laikkad Bus Stop,Perunna,Changanassery 686102
- City
- Kottayam
- State
- Kerala
- Phone
- +918589002590
- Transfers
- NEFT availableRTGS availableIMPS availableUPI not available
What ESMF0001186 means
- ESMF: the bank, ESAF Small Finance Bank
- 0: always zero, kept for future use
- 001186: the Changanassery branch
To send money, add the account number, the account holder's name and ESMF0001186 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other ESAF Small Finance Bank branches in Kottayam
- EttumanoorESMF0001182
- KuruvilangadESMF0001174
- ManarcadESMF0001164
- KanjirappallyESMF0001158
- UzhavoorESMF0001145
- Chengalam EastESMF0001138
- ChanganasseryESMF0001234
- KottayamESMF0001132
- PalaESMF0001105
- VaikomESMF0001354
- PampadiESMF0001409
- KarukachalESMF0001809
All ESAF Small Finance Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is ESMF0001186?
ESMF0001186 belongs to ESAF Small Finance Bank, Changanassery branch, 15 139 A,Sweety Building,Laikkad Bus Stop,Perunna,Changanassery 686102.
What is the MICR code of ESAF Small Finance Bank, Changanassery?
The MICR code is 686760052. It is printed at the bottom of cheques from this branch.
Can I use ESMF0001186 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.