About Union Children's Fund
Union Children's Fund is a children's fund managed by Union Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.
The investment objective of the Scheme is to generate long term capital appreciation by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
The scheme's stated objective, as published by Union Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth Option | ₹13.17 | 152219 |
| Direct | IDCW Option | ₹13.17 | 152220 |
| Regular | Growth Option | ₹12.71 | 152217 |
| Regular | IDCW Option | ₹11.06 | 152218 |
Frequently asked questions
What is the NAV of Union Children's Fund today?
The NAV of Union Children's Fund (Direct plan, Growth) is ₹13.17 and the Regular plan NAV is ₹12.71, as of 18 Sept 2026.
What returns has Union Children's Fund given?
Over the last year the Direct plan returned 0.77%. Past returns do not guarantee future returns.
What is the expense ratio of Union Children's Fund?
The Direct plan charges 1.12% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
How much has Union Children's Fund fallen in the past?
Its deepest fall was 17.4% from 23 Sept 2024 to 3 Mar 2025. Of every one-year stretch in its history, 96% ended in a gain.
Which category does Union Children's Fund belong to?
It is a Children's Fund from Union Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Union Children's Fund taxed?
How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.