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SBI Mutual Fund

SBI Children's Fund - Investment Plan

SBI Mutual Fund · Direct plan · Growth

3-year returns
20.3%
a year
NAV
₹53.38
▲ 0.99% · 18 Sept 2026
Fund size
₹7,765 Cr
Expense ratio
1.12%
a year

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹49.57 and has returned 19.05% a year over 3 years.

Returns, and where it stands

Against the average children's fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year13.5%1%ahead1 of 12
3 years20.3%9.8%ahead1 of 10
5 years20%9.6%ahead1 of 10
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.2%-1.3%
3 months3%2.7%
6 months18%17.5%
1 year13.5%12.4%
2 yearsp.a.8.9%7.8%
3 yearsp.a.20.3%19.1%
5 yearsp.a.20%18.6%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Oct 2020.

Plan

NAV history

▲ 13.51% in the last 1Y

43.148.854.518 Sept 202519 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹53,205
XIRR (per year)
17.62%
Value today
₹2,33,205

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 August 2026

  • Equity80.4%
  • Other funds12.6%
  • Cash6.61%
  • Debt0.39%

Top holdings

The ten largest holdings and their share of the fund
Alphabet IncIT - Software5.42%
State Bank of IndiaBanks4.91%
Thangamayil Jewellery LtdConsumer Durables4.88%
Hatsun Agro Product LtdFood Products4.25%
Renew Energy GlobalPower3.81%
Kotak Mahindra Bank LtdBanks3.78%
Life Insurance Corporation of IndiaInsurance3.77%
Adani Enterprises LtdMetals & Minerals Trading3.68%
E.I.D-Parry (India) LtdFood Products3.48%
Sona Blw Precision Forgings LtdAuto Components3.46%

and 30 more holdings.

Where the equity sits

  • Banks11.5%
  • Food Products8.98%
  • Consumer Durables7.94%
  • Finance5.81%
  • Auto Components5.35%
  • Leisure Services5.07%
  • Chemicals & Petrochemicals3.89%
  • Insurance3.77%

and 13 more sectors.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
12.4% a year
1% more than the category average — the bumpier side
Worst fall so far
−15.7%
Jan 2025 to Mar 2025, against −24.9% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
18.1% to 44.6%
A year, at worst and at best. Typically 26.8%.

Fund details

Minimum top-up
₹1,000
Lock-in
5 years
Plan started
29 Sept 2020
Expense ratio
1.12%
as of 31 Jul 2026

Managed by R. Srinivasan, Lokesh Mallya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI Children's Fund - Investment Plan against other funds in the Children's Fund category
Fund1Y3Y5YExpenseFund size
SBI Children's Fund - Investment Plan13.51%20.33%19.96%1.12%₹7,765 Cr
ICICI Prudential Children's Fund-2.8%12.22%11.66%2.26%₹1,436 Cr
SBI Children's Fund - Savings Plan9.42%11.56%10.74%0.93%₹149 Cr
Aditya Birla Sun Life Bal Bhavishya Yojna4.67%11.04%9.77%0.81%₹1,266 Cr
LIC MF Children's Fund4.3%9.04%7.93%2.12%₹16 Cr
HDFC Children's Fund-1.38%8.45%10.3%1.02%₹10,658 Cr
Axis Children's Fund-0.44%8.22%6.19%1.46%₹907 Cr

About SBI Children's Fund - Investment Plan

SBI Children's Fund - Investment Plan is a children's fund managed by SBI Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across sectors and market capitalizations. The scheme will also invest in debt and money market instruments with an endeavour to generate income. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹53.3785148490
RegularGrowth₹49.5748148489

Frequently asked questions

What is the NAV of SBI Children's Fund - Investment Plan today?

The NAV of SBI Children's Fund - Investment Plan (Direct plan, Growth) is ₹53.3785 and the Regular plan NAV is ₹49.5748, as of 18 Sept 2026.

What returns has SBI Children's Fund - Investment Plan given?

Over the last year the Direct plan returned 13.51%, and 20.33% a year over 3 years and 19.96% a year over 5 years. That places it 1 of 10 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of SBI Children's Fund - Investment Plan?

The Direct plan charges 1.12% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

How much has SBI Children's Fund - Investment Plan fallen in the past?

Its deepest fall was 15.7% from 2 Jan 2025 to 4 Mar 2025. Of every one-year stretch in its history, 100% ended in a gain.

What does SBI Children's Fund - Investment Plan invest in?

As on 31 Aug 2026 it held 40 positions, the largest being Alphabet Inc (5.4%), State Bank of India (4.9%), Thangamayil Jewellery Ltd (4.9%). Its biggest sector was banks at 11.5% of the fund. Portfolios change every month.

Which category does SBI Children's Fund - Investment Plan belong to?

It is a Children's Fund from SBI Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI Children's Fund - Investment Plan taxed?

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.