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SBI Mutual Fund

SBI Children's Fund - Savings Plan

SBI Mutual Fund · Direct plan · Growth

3-year returns
11.6%
a year
NAV
₹131.52
▲ 0.7% · 18 Sept 2026
Fund size
₹149 Cr
Expense ratio
0.93%
a year

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹120.13 and has returned 11.16% a year over 3 years.

Returns, and where it stands

Against the average children's fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year9.4%1%ahead2 of 12
3 years11.6%9.8%ahead3 of 10
5 years10.7%9.6%ahead3 of 10
10 years11.4%10.5%ahead4 of 8
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.2%0.1%
3 months3.7%3.6%
6 months8.8%8.6%
1 year9.4%9%
2 yearsp.a.6.8%6.4%
3 yearsp.a.11.6%11.2%
5 yearsp.a.10.7%10.3%
7 yearsp.a.12.3%11.8%
10 yearsp.a.11.4%10.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 9.42% in the last 1Y

119.1125.3131.518 Sept 202518 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹29,000
XIRR (per year)
9.97%
Value today
₹2,09,000

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 August 2026

  • Debt68.5%
  • Equity23.2%
  • Cash5.65%
  • Other2.69%

Top holdings

The ten largest holdings and their share of the fund
6.68% CGL 2040Sovereign9.74%
7.18% CGL 2033Sovereign6.87%
JSW Kalinga Steel LtdCRISIL AA3.48%
7.73% State Government of Tamil Nadu 2036Sovereign3.38%
REC LtdCRISIL AAA3.37%
Lodha Developers LtdCRISIL AA3.36%
LIC Housing Finance LtdCRISIL AAA3.36%
7.44% State Government of Rajasthan 2033Sovereign3.36%
National Bank for Agriculture and Rural DevelopmentCRISIL AAA3.35%
Small Industries Development Bank of IndiaCRISIL AAA3.35%

and 33 more holdings.

Where the equity sits

  • Textiles & Apparels3.53%
  • Industrial Manufacturing3.4%
  • Consumer Durables2.81%
  • Food Products2.62%
  • Power2.4%
  • Electrical Equipment2.21%
  • Finance1.4%
  • Auto Components1.15%

and 4 more sectors.

From the monthly portfolio SBI Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
4.2% a year
7.3% less than the category average — the steadier side
Worst fall so far
−12.6%
Feb 2020 to Mar 2020, against −24.9% for the category.
Years that made money
96.3%
Of every one-year stretch it has been through.
Over any three years
3.5% to 16.5%
A year, at worst and at best. Typically 11.2%.

Fund details

Minimum top-up
₹1,000
Lock-in
5 years
Plan started
1 Jan 2013
Expense ratio
0.93%
as of 31 Jul 2026

Managed by R. Srinivasan, Lokesh Mallya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

SBI Children's Fund - Savings Plan against other funds in the Children's Fund category
Fund1Y3Y5YExpenseFund size
SBI Children's Fund - Investment Plan13.51%20.33%19.96%1.12%₹7,765 Cr
ICICI Prudential Children's Fund-2.8%12.22%11.66%2.26%₹1,436 Cr
SBI Children's Fund - Savings Plan9.42%11.56%10.74%0.93%₹149 Cr
Aditya Birla Sun Life Bal Bhavishya Yojna4.67%11.04%9.77%0.81%₹1,266 Cr
LIC MF Children's Fund4.3%9.04%7.93%2.12%₹16 Cr
HDFC Children's Fund-1.38%8.45%10.3%1.02%₹10,658 Cr
Axis Children's Fund-0.44%8.22%6.19%1.46%₹907 Cr

About SBI Children's Fund - Savings Plan

SBI Children's Fund - Savings Plan is a children's fund managed by SBI Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

To provide the investors an opportunity to earn regular income predominantly through investment in debt and money market instruments and capital appreciation through an actively managed equity portfolio.

The scheme's stated objective, as published by SBI Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹131.5154119719
RegularGrowth₹120.1284101169

Frequently asked questions

What is the NAV of SBI Children's Fund - Savings Plan today?

The NAV of SBI Children's Fund - Savings Plan (Direct plan, Growth) is ₹131.5154 and the Regular plan NAV is ₹120.1284, as of 18 Sept 2026.

What returns has SBI Children's Fund - Savings Plan given?

Over the last year the Direct plan returned 9.42%, and 11.56% a year over 3 years and 10.74% a year over 5 years. That places it 3 of 10 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of SBI Children's Fund - Savings Plan?

The Direct plan charges 0.93% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

How much has SBI Children's Fund - Savings Plan fallen in the past?

Its deepest fall was 12.6% from 7 Feb 2020 to 24 Mar 2020. Of every one-year stretch in its history, 96% ended in a gain.

What does SBI Children's Fund - Savings Plan invest in?

As on 31 Aug 2026 it held 43 positions, the largest being 6.68% CGL 2040 (9.7%), 7.18% CGL 2033 (6.9%), JSW Kalinga Steel Ltd (3.5%). Its biggest sector was textiles & apparels at 3.5% of the fund. Portfolios change every month.

Which category does SBI Children's Fund - Savings Plan belong to?

It is a Children's Fund from SBI Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from SBI Children's Fund - Savings Plan taxed?

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.