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ICICI Prudential Mutual Fund

ICICI Prudential Children's Fund

ICICI Prudential Mutual Fund · Direct plan · Growth

3-year returns
12.2%
a year
NAV
₹358.98
▲ 0.46% · 18 Sept 2026
Fund size
₹1,436 Cr
Expense ratio
2.26%
a year

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹323.69 and has returned 11.38% a year over 3 years.

Returns, and where it stands

Against the average children's fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year-2.8%1%behind10 of 12
3 years12.2%9.8%ahead2 of 10
5 years11.7%9.6%ahead2 of 10
10 years11.5%10.5%ahead3 of 8
Every period, and the Regular plan →
PeriodDirectRegular
1 month-2%-2.1%
3 months-1.7%-1.9%
6 months4.4%4%
1 year-2.8%-3.5%
2 yearsp.a.1.2%0.5%
3 yearsp.a.12.2%11.4%
5 yearsp.a.11.7%10.8%
7 yearsp.a.14.2%13.4%
10 yearsp.a.11.5%10.7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▼ 2.8% in the last 1Y

325.2347.5369.918 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹15,950
XIRR (per year)
5.61%
Value today
₹1,95,950

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What this fund holds

As on 31 July 2026

  • Equity82%
  • Debt12%
  • Cash6.02%

Top holdings

The ten largest holdings and their share of the fund
HDFC Bank LtdBanks8.61%
Axis Bank LtdBanks7.72%
Reliance Industries LtdPetroleum Products7.4%
Atul LtdChemicals & Petrochemicals3.97%
Vedanta Ltd. **ICRA AA+3.5%
Bajaj Holdings & Investment LtdFinance3.16%
Kotak Mahindra Bank LtdBanks2.72%
ITC LtdDiversified FMCG2.55%
Government SecuritiesSOV2.03%
Mahindra & Mahindra LtdAutomobiles1.78%

and 65 more holdings.

Where the equity sits

  • Banks20.9%
  • Petroleum Products9.93%
  • Chemicals & Petrochemicals7.86%
  • Industrial Products6.8%
  • Finance5.31%
  • Capital Markets4.13%
  • Healthcare Services3.54%
  • Automobiles3.21%

and 18 more sectors.

From the monthly portfolio ICICI Prudential Mutual Fund publishes for this scheme, as required by SEBI. Cash covers bank balances, treasury bills lent overnight and money due to the scheme, which carry no ISIN and so are shown as the remainder.Original disclosure

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
13.4% a year
1.9% more than the category average — the bumpier side
Worst fall so far
−31.1%
Feb 2020 to Mar 2020, against −24.9% for the category.
Years that made money
89.7%
Of every one-year stretch it has been through.
Over any three years
-5% to 24.2%
A year, at worst and at best. Typically 13.9%.

Fund details

Minimum top-up
₹1,000
Lock-in
5 years
Plan started
1 Jan 2013
Portfolio turnover
3.23x
Expense ratio
2.26%
as of 31 Jul 2026

Managed by Sharmila D’mello, Darshil Dedhia, Rohit Lakhotia, Aatur Shah

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

ICICI Prudential Children's Fund against other funds in the Children's Fund category
Fund1Y3Y5YExpenseFund size
SBI Children's Fund - Investment Plan13.51%20.33%19.96%1.12%₹7,765 Cr
ICICI Prudential Children's Fund-2.8%12.22%11.66%2.26%₹1,436 Cr
SBI Children's Fund - Savings Plan9.42%11.56%10.74%0.93%₹149 Cr
Aditya Birla Sun Life Bal Bhavishya Yojna4.67%11.04%9.77%0.81%₹1,266 Cr
LIC MF Children's Fund4.3%9.04%7.93%2.12%₹16 Cr
HDFC Children's Fund-1.38%8.45%10.3%1.02%₹10,658 Cr
Axis Children's Fund-0.44%8.22%6.19%1.46%₹907 Cr

About ICICI Prudential Children's Fund

ICICI Prudential Children's Fund is a children's fund managed by ICICI Prudential Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

The primary investment objective of the Gift Plan is to seek generation of capital appreciation by creating a portfolio that is invested in equity and equity related securities and debt and money market instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The scheme's stated objective, as published by ICICI Prudential Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹358.98120579
RegularGrowth₹323.69101127

Frequently asked questions

What is the NAV of ICICI Prudential Children's Fund today?

The NAV of ICICI Prudential Children's Fund (Direct plan, Growth) is ₹358.98 and the Regular plan NAV is ₹323.69, as of 18 Sept 2026.

What returns has ICICI Prudential Children's Fund given?

Over the last year the Direct plan returned -2.8%, and 12.22% a year over 3 years and 11.66% a year over 5 years. That places it 2 of 10 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of ICICI Prudential Children's Fund?

The Direct plan charges 2.26% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

How much has ICICI Prudential Children's Fund fallen in the past?

Its deepest fall was 31.1% from 12 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 90% ended in a gain.

What does ICICI Prudential Children's Fund invest in?

As on 31 Jul 2026 it held 75 positions, the largest being HDFC Bank Ltd (8.6%), Axis Bank Ltd (7.7%), Reliance Industries Ltd (7.4%). Its biggest sector was banks at 20.9% of the fund. Portfolios change every month.

Which category does ICICI Prudential Children's Fund belong to?

It is a Children's Fund from ICICI Prudential Mutual Fund. Solution-oriented funds for a child’s future needs, with a lock-in of 5 years or until the child turns 18, whichever is earlier.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from ICICI Prudential Children's Fund taxed?

How gains are taxed depends on what the scheme holds — equity, debt, gold or units of other funds each follow different rules. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.