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Franklin Templeton Mutual Fund

Franklin India Conservative Hybrid Fund

Franklin Templeton Mutual Fund · Direct plan · Growth

3-year returns
7.7%
a year
NAV
₹102.74
▲ 0.27% · 18 Sept 2026
Fund size
₹210 Cr
Expense ratio
0.8%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹92.79 and has returned 6.99% a year over 3 years.

Returns, and where it stands

Against the average conservative hybrid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year2.1%3.1%behind13 of 17
3 years7.7%7.8%behind10 of 17
5 years7.2%7.5%behind11 of 16
10 years7.4%7.8%behind10 of 15
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.2%-0.3%
3 months1.2%1%
6 months2.7%2.4%
1 year2.1%1.5%
2 yearsp.a.4.2%3.5%
3 yearsp.a.7.7%7%
5 yearsp.a.7.2%6.4%
7 yearsp.a.8.1%7.3%
10 yearsp.a.7.4%6.6%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 2.12% in the last 1Y

98.2100.6103.118 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹15,304
XIRR (per year)
5.39%
Value today
₹1,95,304

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
3.6% a year
about the same as the conservative hybrid fund average
Worst fall so far
−11.9%
Feb 2020 to Mar 2020, against −10.9% for the category.
Years that made money
99.4%
Of every one-year stretch it has been through.
Over any three years
3% to 12.1%
A year, at worst and at best. Typically 8.2%.

Fund details

Minimum lumpsum
₹10,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.8%
as of 31 Aug 2026

Managed by Rahul Goswami, Pallab Roy, Venkatesh Sanjeevi, Rohan Maru, Sandeep Manam, Rajasa Kakulavarapu

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Franklin India Conservative Hybrid Fund against other funds in the Conservative Hybrid Fund category
Fund1Y3Y5YExpenseFund size
Parag Parikh Conservative Hybrid Fund4.86%9.24%9.35%0.31%₹3,481 Cr
HSBC Conservative Hybrid Fund2.18%8.96%7.64%1.22%₹156 Cr
ICICI Prudential Conservative Hybrid Fund2.86%8.65%8.39%1.03%₹3,329 Cr
Aditya Birla Sun Life Conservative Hybrid Fund4.46%8.6%8%0.82%₹1,502 Cr
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)6.65%8.57%8.24%1%₹984 Cr
Kotak Conservative Hybrid Fund2.84%8.52%8.41%0.61%₹2,833 Cr
Franklin India Conservative Hybrid Fund2.12%7.72%7.23%0.8%₹210 Cr

About Franklin India Conservative Hybrid Fund

Franklin India Conservative Hybrid Fund is a conservative hybrid fund managed by Franklin Templeton Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

To provide regular income through a portfolio of predominantly fixed income securities with a maximum exposure of 25% to equities.

The scheme's stated objective, as published by Franklin Templeton Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹102.7432118574
DirectMonthly IDCW₹14.2751118575
DirectQuarterly IDCW₹13.5647118576
RegularGrowth₹92.7886100948
RegularMonthly IDCW₹12.5368100949
RegularQuarterly IDCW₹11.6977100950

Frequently asked questions

What is the NAV of Franklin India Conservative Hybrid Fund today?

The NAV of Franklin India Conservative Hybrid Fund (Direct plan, Growth) is ₹102.7432 and the Regular plan NAV is ₹92.7886, as of 18 Sept 2026.

What returns has Franklin India Conservative Hybrid Fund given?

Over the last year the Direct plan returned 2.12%, and 7.72% a year over 3 years and 7.23% a year over 5 years. That places it 10 of 17 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Franklin India Conservative Hybrid Fund?

The Direct plan charges 0.8% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Franklin India Conservative Hybrid Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹10,000 or more.

How much has Franklin India Conservative Hybrid Fund fallen in the past?

Its deepest fall was 11.9% from 20 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 99% ended in a gain.

Which category does Franklin India Conservative Hybrid Fund belong to?

It is a Conservative Hybrid Fund from Franklin Templeton Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Franklin India Conservative Hybrid Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.