About Kotak Conservative Hybrid Fund
Kotak Conservative Hybrid Fund is a conservative hybrid fund managed by Kotak Mahindra Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.
The investment objective of the Scheme is to enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. By investing in debt securities, the Scheme will aim at generating regular returns, while enhancement of return is intended through investing in equity and equity related securities. The Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised.
The scheme's stated objective, as published by Kotak Mahindra Mutual Fund.
The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.
Tax on your gains
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Work out what you would owe with the capital gains tax calculator.
Every plan and option, with scheme codes
| Plan | Option | NAV | Scheme code |
|---|---|---|---|
| Direct | Growth | ₹70.6313 | 120154 |
| Direct | Monthly Payout of Income Distribution cum capital withdrawal option | ₹13.2516 | 120155 |
| Regular | Growth | ₹60.2263 | 114859 |
| Regular | Monthly Payout of Income Distribution cum capital withdrawal option | ₹12.0248 | 114858 |
Frequently asked questions
What is the NAV of Kotak Conservative Hybrid Fund today?
The NAV of Kotak Conservative Hybrid Fund (Direct plan, Growth) is ₹70.6313 and the Regular plan NAV is ₹60.2263, as of 13 Nov 2026.
What returns has Kotak Conservative Hybrid Fund given?
Over the last year the Direct plan returned 2.87%, and 8.76% a year over 3 years and 8.24% a year over 5 years. That places it 6 of 18 funds in its category over 3 years. Past returns do not guarantee future returns.
What is the expense ratio of Kotak Conservative Hybrid Fund?
The Direct plan charges 0.61% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.
What is the minimum SIP amount in Kotak Conservative Hybrid Fund?
You can start a monthly SIP with ₹100, or invest a lump sum of ₹100 or more.
How much has Kotak Conservative Hybrid Fund fallen in the past?
Its deepest fall was 11.8% from 20 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 98% ended in a gain.
Which category does Kotak Conservative Hybrid Fund belong to?
It is a Conservative Hybrid Fund from Kotak Mahindra Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.
What is the difference between the Direct and Regular plan?
Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.
How are gains from Kotak Conservative Hybrid Fund taxed?
How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.
Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.