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PPFAS Mutual Fund

Parag Parikh Conservative Hybrid Fund

PPFAS Mutual Fund · Direct plan · Growth

3-year returns
9.2%
a year
NAV
₹16.11
▲ 0.1% · 18 Sept 2026
Fund size
₹3,481 Cr
Expense ratio
0.31%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹15.85 and has returned 8.9% a year over 3 years.

Returns, and where it stands

Against the average conservative hybrid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year4.9%3.1%ahead3 of 17
3 years9.2%7.8%ahead1 of 17
5 years9.4%7.5%ahead1 of 16
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.4%-0.4%
3 months0.7%0.6%
6 months2%1.8%
1 year4.9%4.5%
2 yearsp.a.5.9%5.6%
3 yearsp.a.9.2%8.9%
5 yearsp.a.9.4%9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from May 2021.

Plan

NAV history

▲ 4.86% in the last 1Y

15.415.816.218 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹19,822
XIRR (per year)
6.92%
Value today
₹1,99,822

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
2.7% a year
0.8% less than the category average — the steadier side
Worst fall so far
−2.3%
Apr 2022 to Jun 2022, against −10.9% for the category.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
9.1% to 13%
A year, at worst and at best. Typically 11.5%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
26 May 2021
Expense ratio
0.31%
as of 31 Aug 2026

Managed by Raj Mehta, Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Tejas Soman, Mansi Kariya

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Parag Parikh Conservative Hybrid Fund against other funds in the Conservative Hybrid Fund category
Fund1Y3Y5YExpenseFund size
Parag Parikh Conservative Hybrid Fund4.86%9.24%9.35%0.31%₹3,481 Cr
HSBC Conservative Hybrid Fund2.18%8.96%7.64%1.22%₹156 Cr
ICICI Prudential Conservative Hybrid Fund2.86%8.65%8.39%1.03%₹3,329 Cr
Aditya Birla Sun Life Conservative Hybrid Fund4.46%8.6%8%0.82%₹1,502 Cr
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)6.65%8.57%8.24%1%₹984 Cr
Kotak Conservative Hybrid Fund2.84%8.52%8.41%0.61%₹2,833 Cr
DSP Conservative Hybrid Fund3.41%8.47%7.35%0.64%₹178 Cr

About Parag Parikh Conservative Hybrid Fund

Parag Parikh Conservative Hybrid Fund is a conservative hybrid fund managed by PPFAS Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the scheme. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.

The scheme's stated objective, as published by PPFAS Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹16.1124148958
DirectMonthly IDCW Payout₹10.9192148961
RegularGrowth₹15.8548148959
RegularMonthly IDCW Payout₹10.672148960

Frequently asked questions

What is the NAV of Parag Parikh Conservative Hybrid Fund today?

The NAV of Parag Parikh Conservative Hybrid Fund (Direct plan, Growth) is ₹16.1124 and the Regular plan NAV is ₹15.8548, as of 18 Sept 2026.

What returns has Parag Parikh Conservative Hybrid Fund given?

Over the last year the Direct plan returned 4.86%, and 9.24% a year over 3 years and 9.35% a year over 5 years. That places it 1 of 17 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Parag Parikh Conservative Hybrid Fund?

The Direct plan charges 0.31% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Parag Parikh Conservative Hybrid Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

How much has Parag Parikh Conservative Hybrid Fund fallen in the past?

Its deepest fall was 2.3% from 6 Apr 2022 to 17 Jun 2022. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Parag Parikh Conservative Hybrid Fund belong to?

It is a Conservative Hybrid Fund from PPFAS Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Parag Parikh Conservative Hybrid Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.