Skip to content
SmartFigure
HSBC Mutual Fund

HSBC Conservative Hybrid Fund

HSBC Mutual Fund · Direct plan · Growth

  • Hybrid
  • Conservative Hybrid Fund
  • Moderately High Risk
  • Rank 2 of 18 over 3 years
3-year returns
9.1%
a year
NAV
₹72.03
▼ 0.03% · 13 Nov 2026
Fund size
₹152 Cr
Expense ratio
1.18%
a year
Minimum SIP
₹500

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹63.55 and has returned 8.11% a year over 3 years.

Returns, and where it stands

Against the average conservative hybrid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3.9%3.1%ahead5 of 18
3 years9.1%8%ahead2 of 18
5 years7.5%7.4%ahead10 of 17
10 years8.1%7.9%ahead7 of 16
Every period, and the Regular plan →
PeriodDirectRegular
1 month1.7%1.6%
3 months-0.5%-0.8%
6 months3.2%2.7%
1 year3.9%2.8%
2 yearsp.a.5.3%4.3%
3 yearsp.a.9.1%8.1%
5 yearsp.a.7.5%6.5%
7 yearsp.a.8.9%7.6%
10 yearsp.a.8.1%7%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 3.87% in the last 1Y

67.870.172.413 Nov 202518 May 202613 Nov 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
₹
years
Total invested
₹1,80,000
Gain
₹17,153
XIRR (per year)
6.01%
Value today
₹1,97,153

36 monthly instalments from 17 Nov 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
4.9% a year
1.3% more than the category average — the bumpier side
Worst fall so far
−10.4%
Feb 2020 to Mar 2020, against −11.1% for the category.
Years that made money
96.1%
Of every one-year stretch it has been through.
Over any three years
2.7% to 12.8%
A year, at worst and at best. Typically 8.9%.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
10 Jan 2013
Expense ratio
1.18%
as of 30 Sept 2026

Managed by Mahesh Chhabria, Cheenu Gupta, Abhishek Gupta, Mohd Asif Rizwi, Mayank Chaturvedi

Direct plan figures, last checked on 7 Nov 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

HSBC Conservative Hybrid Fund against other funds in the Conservative Hybrid Fund category
Fund1Y3Y5YExpenseFund size
ICICI Prudential Conservative Hybrid Fund3.44%9.12%8.31%1.04%₹3,270 Cr
HSBC Conservative Hybrid Fund3.87%9.08%7.52%1.18%₹152 Cr
Parag Parikh Conservative Hybrid Fund3.48%8.89%9.01%0.32%₹3,454 Cr
Aditya Birla Sun Life Conservative Hybrid Fund3.8%8.87%7.94%0.96%₹1,467 Cr
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)6.1%8.85%8.19%1%₹977 Cr
Kotak Conservative Hybrid Fund2.87%8.76%8.24%0.61%₹2,733 Cr
DSP Conservative Hybrid Fund3.92%8.73%7.78%0.64%₹175 Cr

About HSBC Conservative Hybrid Fund

HSBC Conservative Hybrid Fund is a conservative hybrid fund managed by HSBC Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

Seeks to generate reasonable returns through investments in Debt and Money Market Instruments. The secondary objective of the scheme is to invest in equity and equity related instruments to seek capital appreciation.

The scheme's stated objective, as published by HSBC Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹72.0302120073
DirectMonthly IDCW₹17.0246120074
DirectQuarterly IDCW₹14.7314120075
RegularGrowth₹63.5461102262
RegularMonthly IDCW₹12.5813102260
RegularQuarterly IDCW₹16.5798102261

Frequently asked questions

What is the NAV of HSBC Conservative Hybrid Fund today?

The NAV of HSBC Conservative Hybrid Fund (Direct plan, Growth) is ₹72.0302 and the Regular plan NAV is ₹63.5461, as of 13 Nov 2026.

What returns has HSBC Conservative Hybrid Fund given?

Over the last year the Direct plan returned 3.87%, and 9.08% a year over 3 years and 7.52% a year over 5 years. That places it 2 of 18 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of HSBC Conservative Hybrid Fund?

The Direct plan charges 1.18% a year, as disclosed on 30 Sept 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in HSBC Conservative Hybrid Fund?

You can start a monthly SIP with ₹500, or invest a lump sum of ₹5,000 or more.

How much has HSBC Conservative Hybrid Fund fallen in the past?

Its deepest fall was 10.4% from 14 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 96% ended in a gain.

Which category does HSBC Conservative Hybrid Fund belong to?

It is a Conservative Hybrid Fund from HSBC Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from HSBC Conservative Hybrid Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.