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Bandhan Mutual Fund

Bandhan Conservative Hybrid Fund

Bandhan Mutual Fund · Direct plan · Growth

3-year returns
7.1%
a year
NAV
₹37.23
▲ 0.22% · 18 Sept 2026
Fund size
₹92 Cr
Expense ratio
0.89%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹32.88 and has returned 6.08% a year over 3 years.

Returns, and where it stands

Against the average conservative hybrid fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year3%3.1%behind8 of 17
3 years7.1%7.8%behind14 of 17
5 years5.8%7.5%behind15 of 16
10 years6.9%7.8%behind12 of 15
Every period, and the Regular plan →
PeriodDirectRegular
1 month-0.8%-0.9%
3 months1.3%1%
6 months2.9%2.4%
1 year3%2%
2 yearsp.a.3.8%2.8%
3 yearsp.a.7.1%6.1%
5 yearsp.a.5.8%4.8%
7 yearsp.a.7%6%
10 yearsp.a.6.9%5.9%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Sept 2016.

Plan

NAV history

▲ 3.04% in the last 1Y

35.636.737.718 Sept 202518 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹15,101
XIRR (per year)
5.32%
Value today
₹1,95,101

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
3.9% a year
about the same as the conservative hybrid fund average
Worst fall so far
−11.4%
Feb 2020 to Mar 2020, against −10.9% for the category.
Years that made money
98.7%
Of every one-year stretch it has been through.
Over any three years
2.9% to 10.1%
A year, at worst and at best. Typically 7.2%.

Fund details

Minimum lumpsum
₹1,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
1 Jan 2013
Expense ratio
0.89%
as of 31 Aug 2026

Managed by Harshal Joshi, Viraj Kulkarni, Brijesh Shah, Ritika Behera, Gaurav Satra

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Bandhan Conservative Hybrid Fund against other funds in the Conservative Hybrid Fund category
Fund1Y3Y5YExpenseFund size
Parag Parikh Conservative Hybrid Fund4.86%9.24%9.35%0.31%₹3,481 Cr
HSBC Conservative Hybrid Fund2.18%8.96%7.64%1.22%₹156 Cr
ICICI Prudential Conservative Hybrid Fund2.86%8.65%8.39%1.03%₹3,329 Cr
Aditya Birla Sun Life Conservative Hybrid Fund4.46%8.6%8%0.82%₹1,502 Cr
Nippon India Conservative Hybrid Fund (Existing number of Segregated Portfolios - 1)6.65%8.57%8.24%1%₹984 Cr
Kotak Conservative Hybrid Fund2.84%8.52%8.41%0.61%₹2,833 Cr
Bandhan Conservative Hybrid Fund3.04%7.1%5.76%0.89%₹92 Cr

About Bandhan Conservative Hybrid Fund

Bandhan Conservative Hybrid Fund is a conservative hybrid fund managed by Bandhan Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.

The scheme's stated objective, as published by Bandhan Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGrowth₹37.2303118491
DirectIDCW₹13.177118490
DirectQuarterly IDCW₹16.2578118492
RegularGrowth₹32.8786112353
RegularIDCW₹11.1421112352
RegularQuarterly IDCW₹13.5158113361

Frequently asked questions

What is the NAV of Bandhan Conservative Hybrid Fund today?

The NAV of Bandhan Conservative Hybrid Fund (Direct plan, Growth) is ₹37.2303 and the Regular plan NAV is ₹32.8786, as of 18 Sept 2026.

What returns has Bandhan Conservative Hybrid Fund given?

Over the last year the Direct plan returned 3.04%, and 7.1% a year over 3 years and 5.76% a year over 5 years. That places it 14 of 17 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Bandhan Conservative Hybrid Fund?

The Direct plan charges 0.89% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Bandhan Conservative Hybrid Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹1,000 or more.

How much has Bandhan Conservative Hybrid Fund fallen in the past?

Its deepest fall was 11.4% from 20 Feb 2020 to 23 Mar 2020. Of every one-year stretch in its history, 99% ended in a gain.

Which category does Bandhan Conservative Hybrid Fund belong to?

It is a Conservative Hybrid Fund from Bandhan Mutual Fund. Invest 75–90% in debt and 10–25% in equity, for modest growth with lower volatility.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Bandhan Conservative Hybrid Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.