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SBIN0004112: State Bank of India, SCB Focal Point, Ludhiana

SBIN0004112 is the IFSC code of the SCB Focal Point, Ludhiana branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0004112
Branch
SCB Focal Point, Ludhiana
MICR code
141002030
SWIFT code
SBININBB434
Address
Phase-V, Focal Point, Ludhiana, Punjab ,PIN-141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0004112 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 004112: the SCB Focal Point, Ludhiana branch

To send money, add the account number, the account holder's name and SBIN0004112 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0004112?

SBIN0004112 belongs to State Bank of India, SCB Focal Point, Ludhiana branch, Phase-V, Focal Point, Ludhiana, Punjab ,PIN-141001.

What is the MICR code of State Bank of India, SCB Focal Point, Ludhiana?

The MICR code is 141002030. It is printed at the bottom of cheques from this branch.

Can I use SBIN0004112 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.