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SBIN0005023: State Bank of India, SME City Credit Centre

SBIN0005023 is the IFSC code of the SME City Credit Centre branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0005023
Branch
SME City Credit Centre
Address
Distludhiana State Punjab Pin141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS not availableIMPS availableUPI available

What SBIN0005023 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 005023: the SME City Credit Centre branch

To send money, add the account number, the account holder's name and SBIN0005023 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0005023?

SBIN0005023 belongs to State Bank of India, SME City Credit Centre branch, Distludhiana State Punjab Pin141001.

Can I use SBIN0005023 for RTGS and IMPS?

NEFT, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.