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SBIN0004046: State Bank of India, SPL Commercial Branch, Millerganj

SBIN0004046 is the IFSC code of the SPL Commercial Branch, Millerganj branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0004046
Branch
SPL Commercial Branch, Millerganj
MICR code
141002028
SWIFT code
SBININBB121
Address
Pahwa.Hospital.Complex,Millerganj,Ludhiana,Punjab,PIN.141003.
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0004046 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 004046: the SPL Commercial Branch, Millerganj branch

To send money, add the account number, the account holder's name and SBIN0004046 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0004046?

SBIN0004046 belongs to State Bank of India, SPL Commercial Branch, Millerganj branch, Pahwa.Hospital.Complex,Millerganj,Ludhiana,Punjab,PIN.141003..

What is the MICR code of State Bank of India, SPL Commercial Branch, Millerganj?

The MICR code is 141002028. It is printed at the bottom of cheques from this branch.

Can I use SBIN0004046 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.