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SBIN0004045: State Bank of India, SPL Comm Civil Lines

SBIN0004045 is the IFSC code of the SPL Comm Civil Lines branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0004045
Branch
SPL Comm Civil Lines
MICR code
141002027
SWIFT code
SBININBB217
Address
Deol Complex, Civil Lines, Ludhiana, Punjab, PIN 144001
City
Ludhiana (district SCB Civil Lines)
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0004045 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 004045: the SPL Comm Civil Lines branch

To send money, add the account number, the account holder's name and SBIN0004045 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0004045?

SBIN0004045 belongs to State Bank of India, SPL Comm Civil Lines branch, Deol Complex, Civil Lines, Ludhiana, Punjab, PIN 144001.

What is the MICR code of State Bank of India, SPL Comm Civil Lines?

The MICR code is 141002027. It is printed at the bottom of cheques from this branch.

Can I use SBIN0004045 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.