- IFSC code
- PSIB0021341
- Branch
- Payal
- MICR code
- 141023211
- Address
- Near Bus Stand,Payal,Town Payal,Distt.Ludhiana 141119,Punjab
- City
- Ludhiana (district Payal)
- State
- Punjab
- Phone
- +918284893368
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021341 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021341: the Payal branch
To send money, add the account number, the account holder's name and PSIB0021341 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Bhamian KhurdPSIB0021342
- BodalwalaPSIB0021314
- SarinhPSIB0021313
- LakhaPSIB0021312
- Kiri Bhumal UsbPSIB0021227
- Ratan HeriPSIB0021214
- MajaraPSIB0021469
- SehalaPSIB0021478
- KatanaPSIB0021479
- BuzurgPSIB0021188
- Sidhwan KalanPSIB0021176
- Grain Market KhannaPSIB0021512
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0021341?
PSIB0021341 belongs to Punjab & Sind Bank, Payal branch, Near Bus Stand,Payal,Town Payal,Distt.Ludhiana 141119,Punjab.
What is the MICR code of Punjab & Sind Bank, Payal?
The MICR code is 141023211. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021341 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.