- IFSC code
- PSIB0021214
- Branch
- Ratan Heri
- MICR code
- 141023210
- Address
- Vill Rattanheri PO Khanna Ludhiana 141401
- City
- Ludhiana (district Khanna)
- State
- Punjab
- Phone
- +911628227427
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021214 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021214: the Ratan Heri branch
To send money, add the account number, the account holder's name and PSIB0021214 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Kiri Bhumal UsbPSIB0021227
- BuzurgPSIB0021188
- Sidhwan KalanPSIB0021176
- LakhaPSIB0021312
- SarinhPSIB0021313
- BodalwalaPSIB0021314
- Bahadur KePSIB0021094
- PayalPSIB0021341
- Bhamian KhurdPSIB0021342
- JaspalonPSIB0021049
- Village MandianiPSIB0021046
- Village ManupurPSIB0021045
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0021214?
PSIB0021214 belongs to Punjab & Sind Bank, Ratan Heri branch, Vill Rattanheri PO Khanna Ludhiana 141401.
What is the MICR code of Punjab & Sind Bank, Ratan Heri?
The MICR code is 141023210. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021214 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.