- IFSC code
- PSIB0021214
- Branch
- Ratan Heri
- MICR code
- 141023210
- Address
- Vill Rattanheri PO Khanna Ludhiana 141401
- City
- Ludhiana (district Khanna)
- State
- Punjab
- Phone
- +911628227427
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021214 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021214: the Ratan Heri branch
To send money, add the account number, the account holder's name and PSIB0021214 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Kiri Bhumal UsbPSIB0021227
- BuzurgPSIB0021188
- Sidhwan KalanPSIB0021176
- LakhaPSIB0021312
- SarinhPSIB0021313
- BodalwalaPSIB0021314
- Bahadur KePSIB0021094
- PayalPSIB0021341
- Bhamian KhurdPSIB0021342
- JaspalonPSIB0021049
- Village MandianiPSIB0021046
- Village ManupurPSIB0021045
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0021214?
PSIB0021214 belongs to Punjab & Sind Bank, Ratan Heri branch, Vill Rattanheri PO Khanna Ludhiana 141401.
What is the MICR code of Punjab & Sind Bank, Ratan Heri?
The MICR code is 141023210. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021214 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.