- IFSC code
- PSIB0021312
- Branch
- Lakha
- MICR code
- 142023062
- Address
- Village Lakha Tehsil Jagraon Distt Ludhiana 142031 Punjab
- City
- Ludhiana (district Jagraon)
- State
- Punjab
- Phone
- +911624252555
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021312 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021312: the Lakha branch
To send money, add the account number, the account holder's name and PSIB0021312 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- SarinhPSIB0021313
- BodalwalaPSIB0021314
- PayalPSIB0021341
- Bhamian KhurdPSIB0021342
- Kiri Bhumal UsbPSIB0021227
- Ratan HeriPSIB0021214
- BuzurgPSIB0021188
- Sidhwan KalanPSIB0021176
- MajaraPSIB0021469
- SehalaPSIB0021478
- KatanaPSIB0021479
- Grain Market KhannaPSIB0021512
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0021312?
PSIB0021312 belongs to Punjab & Sind Bank, Lakha branch, Village Lakha Tehsil Jagraon Distt Ludhiana 142031 Punjab.
What is the MICR code of Punjab & Sind Bank, Lakha?
The MICR code is 142023062. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021312 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.