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PSIB0021227: Punjab & Sind Bank, Kiri Bhumal Usb

PSIB0021227 is the IFSC code of the Kiri Bhumal Usb branch of Punjab & Sind Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0021227
Branch
Kiri Bhumal Usb
MICR code
142023061
Address
Vill Kiri Bhumal PO Sidhwa Gate Teh Jagroan Ludhiana PB 142033
City
Ludhiana (district Jagraon)
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0021227 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 021227: the Kiri Bhumal Usb branch

To send money, add the account number, the account holder's name and PSIB0021227 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Ludhiana

All Punjab & Sind Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is PSIB0021227?

PSIB0021227 belongs to Punjab & Sind Bank, Kiri Bhumal Usb branch, Vill Kiri Bhumal PO Sidhwa Gate Teh Jagroan Ludhiana PB 142033.

What is the MICR code of Punjab & Sind Bank, Kiri Bhumal Usb?

The MICR code is 142023061. It is printed at the bottom of cheques from this branch.

Can I use PSIB0021227 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.