- IFSC code
- PSIB0021227
- Branch
- Kiri Bhumal Usb
- MICR code
- 142023061
- Address
- Vill Kiri Bhumal PO Sidhwa Gate Teh Jagroan Ludhiana PB 142033
- City
- Ludhiana (district Jagraon)
- State
- Punjab
- Phone
- +911624280234
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021227 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021227: the Kiri Bhumal Usb branch
To send money, add the account number, the account holder's name and PSIB0021227 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Ratan HeriPSIB0021214
- BuzurgPSIB0021188
- Sidhwan KalanPSIB0021176
- LakhaPSIB0021312
- SarinhPSIB0021313
- BodalwalaPSIB0021314
- PayalPSIB0021341
- Bhamian KhurdPSIB0021342
- Bahadur KePSIB0021094
- JaspalonPSIB0021049
- Village MandianiPSIB0021046
- Village ManupurPSIB0021045
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0021227?
PSIB0021227 belongs to Punjab & Sind Bank, Kiri Bhumal Usb branch, Vill Kiri Bhumal PO Sidhwa Gate Teh Jagroan Ludhiana PB 142033.
What is the MICR code of Punjab & Sind Bank, Kiri Bhumal Usb?
The MICR code is 142023061. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021227 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.