- IFSC code
- PSIB0020988
- Branch
- Raikot Punjab
- MICR code
- 141023302
- Address
- Raikot Near Tehsil Main Market Raikot Distt Ludhiana Punjab
- City
- Ludhiana (district Raikot)
- State
- Punjab
- Phone
- +911624268671
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0020988 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 020988: the Raikot Punjab branch
To send money, add the account number, the account holder's name and PSIB0020988 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Machhiwara PunjabPSIB0020987
- NasraliPSIB0020989
- Village ManupurPSIB0021045
- Village MandianiPSIB0021046
- JaspalonPSIB0021049
- Bahadur KePSIB0021094
- Sidhwan KalanPSIB0021176
- BuzurgPSIB0021188
- Ratan HeriPSIB0021214
- Kiri Bhumal UsbPSIB0021227
- LakhaPSIB0021312
- SarinhPSIB0021313
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0020988?
PSIB0020988 belongs to Punjab & Sind Bank, Raikot Punjab branch, Raikot Near Tehsil Main Market Raikot Distt Ludhiana Punjab.
What is the MICR code of Punjab & Sind Bank, Raikot Punjab?
The MICR code is 141023302. It is printed at the bottom of cheques from this branch.
Can I use PSIB0020988 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.