- IFSC code
- PSIB0020988
- Branch
- Raikot Punjab
- MICR code
- 141023302
- Address
- Raikot Near Tehsil Main Market Raikot Distt Ludhiana Punjab
- City
- Ludhiana (district Raikot)
- State
- Punjab
- Phone
- +911624268671
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0020988 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 020988: the Raikot Punjab branch
To send money, add the account number, the account holder's name and PSIB0020988 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Machhiwara PunjabPSIB0020987
- NasraliPSIB0020989
- Village ManupurPSIB0021045
- Village MandianiPSIB0021046
- JaspalonPSIB0021049
- Bahadur KePSIB0021094
- Sidhwan KalanPSIB0021176
- BuzurgPSIB0021188
- Ratan HeriPSIB0021214
- Kiri Bhumal UsbPSIB0021227
- LakhaPSIB0021312
- SarinhPSIB0021313
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0020988?
PSIB0020988 belongs to Punjab & Sind Bank, Raikot Punjab branch, Raikot Near Tehsil Main Market Raikot Distt Ludhiana Punjab.
What is the MICR code of Punjab & Sind Bank, Raikot Punjab?
The MICR code is 141023302. It is printed at the bottom of cheques from this branch.
Can I use PSIB0020988 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.