- IFSC code
- PSIB0000449
- Branch
- Heddon
- MICR code
- 141023255
- Address
- Heddon Teh. Samrala, Distt. Ludhiana, Punjab - 141114
- City
- Ludhiana (district Heddo)
- State
- Punjab
- Phone
- +911628272584
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000449 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000449: the Heddon branch
To send money, add the account number, the account holder's name and PSIB0000449 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Ludhiana
- Bagli KalanPSIB0000450
- Jaspal BangarPSIB0000439
- BarundiPSIB0000438
- ManukePSIB0000437
- Salim TabriPSIB0000419
- Doraha Distt Ludhiana PunjabPSIB0000407
- Gurudwara KalgidharPSIB0000522
- Jamalpur Awana LudhianaPSIB0000371
- Ludhiana IbdPSIB0000539
- LeelonPSIB0000297
- PurainPSIB0000296
- Ludhiana Model TownPSIB0000293
All Punjab & Sind Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PSIB0000449?
PSIB0000449 belongs to Punjab & Sind Bank, Heddon branch, Heddon Teh. Samrala, Distt. Ludhiana, Punjab - 141114.
What is the MICR code of Punjab & Sind Bank, Heddon?
The MICR code is 141023255. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000449 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.