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PSIB0000293: Punjab & Sind Bank, Ludhiana Model Town

PSIB0000293 is the IFSC code of the Ludhiana Model Town branch of Punjab & Sind Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0000293
Branch
Ludhiana Model Town
MICR code
141023013
Address
Model Town Ludhiana
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0000293 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 000293: the Ludhiana Model Town branch

To send money, add the account number, the account holder's name and PSIB0000293 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Ludhiana

All Punjab & Sind Bank branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is PSIB0000293?

PSIB0000293 belongs to Punjab & Sind Bank, Ludhiana Model Town branch, Model Town Ludhiana.

What is the MICR code of Punjab & Sind Bank, Ludhiana Model Town?

The MICR code is 141023013. It is printed at the bottom of cheques from this branch.

Can I use PSIB0000293 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.